Sunday, July 17, 2011

Marysville Meadows Offers Washington USDA Home Loan for Zero Down Financing

As a Washington State USDA Mortgage Writer and Loan Officer, I am seeing a lot of homes in Snohomish County being sold with USDA Financing, but more specifically, homes are selling fast and oftern in the Marysville Meadows in North Marysville with the Washington State USDA Home Loan as the preferred financing option.

Washington State USDA Home Loan

The Washington State USDA Home Loan does have a few restrictions. Below, I address common mistakes that I see other loan officers and realtors make with their clients as it relates to getting approved for a USDA Home Loan.

There are a couple important things to consider as a first time homebuyer as you begin gathering information on buying a home:

(1) Does it make more sense to Rent or Buy right now (CLICK HERE FOR EXAMPLE)

(2) Do I even qualify for the Washington State USDA Home Loan
- annual household income restictions
- property eligibility guidelines
- is my credit good enough?
- what is the total monthly payment?


I have put together this website for you to see the True Value in purchasing a home in the Marysville Meadows. Click on the link below...

The Washington State USDA Home Loan Program is changing it's guidelines on October 1, 2011. Please click here - WASHINGTON STATE USDA GUIDELINES - OCTOBER 2011 for more information.

You can also contact me directly at (425) 350-7136 if you have any questions on qualifying for the USDA Home Loan or would like more information on buying a new home in the Meadows. Please contact me for more information on how Dan Keller and the Marysville Meadows can help pay all of your closing costs making this a TRUE Zero Down Home Loan Program!

Click on the link below for your Marysville Meadows USDA Homebuyer's Packet and a special Mortgage Discount for Marysville Meadows buyers.

Example of Total Monthly Payment Breakdown for the Marysville Meadows Home Above:

Contact me directly for more information to see if you qualify for a USDA Home Loan in Marysville and see how I am helping my clients pay off their debt and mortgage in 10 years or less. I can be reached directly at (425) 350-7136 or you can message me below.

Monday, June 13, 2011

Washington USDA Home Loans | Zero Down Loan Program Lake Stevens, WA

This blog post is a result of me funding six out of my last ten Washington USDA Home Loans in Lake Stevens, WA. Between the attractive foreclosure and short sale homes for sale in Lake Stevens, and the Zero Down Marysville Meadows New Construction, the USDA loan program is running a tight race with Seattle FHA Financing and currently out-performing the Washington State House Key Program.

Why Washington USDA Home Loans are so popular for first time homebuyers:
(1) Allows for Zero Down Payment
(2) Does not require private mortgage insurance (PMI)
(3) Offers extremely competitive 30-year fixed rates - ask Dan for a FREE USDA Rate Quote
(4) Allows for the seller to contribute up to 6% toward closing costs/buy down points
(5) Great for financing Marysville New Construction and/or Washington Foreclosures
(6) Requires a min credit score of only 640

There are 2 main qualifying factors:
(1) The property has to be located in a USDA eligible region; and
(2) The total household income must be under a certain gross amount (see below)

Below I have provided a link and short video that will allow you to search a property address to determine if the property is USDA eligible. A general rule of thumb to consider: If the home is located on the East side of hwy 9 and north of 141st in Marysville (the Marysville Meadows New Construction) , it is eligible for USDA financing.

Is This Property USDA Rural Development Eligible?
Click here to enter a property address or watch the short video below for instructions

For additional information on Washington USDA Home Loan Household Max Income Requirements, click on the link below:

USDA Max Household Income Requirements

If you found this article valuable and would like more information on the Washington USDA Home Loan Program, you can contact me directly at (425) 350-7136 or email me at

Click below if you would like a FREE USDA Interest Rate Quote, FREE USDA Mortgage Pre-Approval or more information on the income and property eligibility guidelines.