Tuesday, August 24, 2010

Seattle Area FHA Mortgage Streamline Refinance- No Cost, 4.375% 30-yr Fixed Rate

One of the GREAT perks of having a FHA or VA mortgage is that HUD allows for a streamline refinance if and when interest rates fall. I didn't expect rates to necessarily drop after funding mortgage loans over the past 2 years, but they have, and a unique opportunity has presented itself to you as a FHA or VA homeowner.

I am writing about this amazing opporunity for two reasons: (1) we are making history right now with these artificially low rates; and (2) i am seeing some of my clients save in upwards of $300/mo. by lowering their rate at no additional cost to them... The savings can be re-invested in your mortgage or put aside for a college fund, retirement.... you get the picture!

Here's How Easy It Is and Who Qualifies:
1. No appraisal is needed, so value doesn't matter in HUD's eyes.
2. No credit check is required (your credit will be pulled and your FHA/VA mortgage history will be evaluated only)
3. No debt to ratio limitations.
4. No additional COST to you the borrower.

Here's The Benefits:
I recommend that if you can save approximately .75% - 1% in rate, then it is a good idea to streamline refinance your mortgage. On average, by reducing your rate by 1%, you will save approx. $183/mo. and $2,200 per year (that is based on a $300,000 loan amount). More so, you will save even more over time... I will be able to show you more of the benefits and savings with a Pre-Mortgage Analysis and loan comparison worksheet.
Click Here ---> Download my Quick and Easy FHA/VA Streamline checklist.

After you download the checklist, visit my website and complete the 2-minute online FHA Streamline Mortgage Application (click on the secure online mortgage application in the middle of the page).

As always, please do not hesitate to contact me directly at (425) 350-7136 or via email at dan.mortgageadvisor@gmail.com if you may have any questions!


All the Best,

Saturday, August 14, 2010

Lake Goodwin Real Estate For Sale Blog: Todd Duitsman Lake Goodwin Realtor

He's the "Green Sign Guy". Chances are, you've seen one of Todd's green signs around Snohomish County.... The are starting to reproduce like little Gremlins and that is a good thing for Todd Duitsman Lake Goodwin Real Estate Agent.

Over the past few months, I've had a chance to work on a few transactions with Lake Goodwin Real Estate Expert Todd Duitsman, and I can tell you first-hand that he is outside-of-the-box and more so, first-class. Some of the things he's done to keep transactions together or simply get them eligible to fund amazes me, that an agent would go that above and beyond to serve.

Prior to 2009, Todd was a custom home builder. He has been a builder/developer all of his working life. Unfortunately in 2008 when funding from the local banks dried up, Todd had to make a career decision. In my opinion, he couldn't have been more accurate in choosing Real Estate sales and marketing as his new career. You see, Todd understands the "nuts and bolts" of real estate, he's built, inspected, and repaired real estate for years. Combined with his "gazelle like intensity" to learn the marketing side of this business, he is winning, absolutely Crushing It in today's market. In July 2010, he was recognized in his office at Keller Williams Marysville (out of over 70 agents) as one of their Top 3 Agents. Here is an example of how Todd is using some of today's technology to market his listings - Todd Duitsman Marketing Book

Here is a listings of a Home For Sale Lake Goodwin Community that Todd is featuring right now. As you will see, Todd sells real estate all over Snohomish County. However, over the last 20 years, he has lived and built all over the Seven Lakes/Lake Goodwin communities and is respected an a Real Estate expert in this community. For more information on Lake Goodwin Real Estate you can visist his Lake Goodwin Real Estate Blog.

I encourage you to check out his blog and contact Todd Duitsman if you have any questions!

Todd Duitsman
(425) 343-5040

Wednesday, August 4, 2010

Washington State House Key Homebuyer Education Class June 18, 2011

Set your calendars for Saturday, June 18th. Dan Keller, Seattle Area Mortgage Advisor is hosting a Homebuyer Education Class sponsored by the Washington State House Key State Bond Program.

Each student will leave the course as a certified House Key Homebuyer, and will be eligble to use the Washington State House Key State Bond Program to assist with their down payment and/or closing costs. More so, House Key has a few new programs that homebuyers can look into. For example, the A New Home For You Program is a fixed rate, 30-year loan program specific for purchasing Marysville new construction. A great loan program and option as we continue to see new homes being built in the Everett area.

Each student that attends Dan Keller's House Key State Bond Homebuyer Education Seminar will get a FREE Pre-Mortgage Credit Analysis as well as a complimentary lunch.

For more information on registering for a FREE House Key Course with Dan Keller, please e-mail Dan at dan.mortgageadvisor@gmail.com

REGISTER NOW - June 18th 2011